Bitstamp is one of the world’s largest Bitcoin exchanges. The more you trade, the lowers your fees will be. We may receive compensation when you use Bitpanda. If time is a concern, consider purchasing Bitcoin with a credit or debit card. Almost anyone in the world can use their bank account to send a wire transfer to Bitstamp, although fees may apply. Funds on the exchange are FDIC insured, meaning in the event of an exchange hack your funds are insured up to an amount.