Consider the risks you face every day in dealing with money and safeguarding personal information — they exist because of the ongoing risk that someone — a human — will steal from you — your money or identity. This has impact on, not only how you bank, but even how your local government office operates. What is totally guaranteed however, is that your money today will invariably, buy less with it next month. Notify me of follow-up comments by email. You can consider cryptocurrencies as digital or electronic money because they are used as a medium of exchange everyday. Others might charge you hundreds of dollars for a wallet, but RockItCoin wallets are absolutely free and can be downloaded to your iPhone or Android. Very much like the invention of the motorcar, the mobile phone or the internet, encrypted money — or cryptocurrencies will result in tremendous shifts in how commerce is conducted in North Carolina.